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Repayments will start in January 2014; your Agent will discuss this with you as part of the application process.
You will also receive a statement that lets you know the total amount you have spent on your card, the total sum owed (your total amount spent + interest) and your weekly repayments.
Your Agent will then call to your home each week to collect your repayments.
Your Gold Card can be used on www.mygoldcard.co.uk to purchase online retailer e-codes and Virtual MasterCards enabling you to go shopping at some great online retailers including amazon.co.uk and iTunes (plus many more).
Click here or refer to the carrier your card came on for further details on how to purchase these and a full list of participating online retailers.
You can use your Gold Card in over 50 favourite retailers, online and in store including Iceland, Toys ‘R’ Us, Matalan, Argos, M&S, iTunes and amazon.co.uk.
Click here to view a full list of retailers.
*Accepting retailers subject to change
You can visit the Gold Card page where you will find more information about the product as well as selected retailer offers and links to www.mygoldcard.co.uk.
You can also speak to your Agent who will be able to talk you through the full features and benefits.
If you don’t spend the full £400 on your card before it expires on the 31st December 2013, then you will only pay back what you have actually spent plus interest. This keeps you in control as you only spend what you need.
Please keep your card in a safe place. In the event of the card being lost, stolen or otherwise misused, you must suspend your card immediately using the 24/7 automated telephone service on 0844 770 9015. To do so you will require your 19 digit card number, which you should be able to find in your payment book. If you do not have this to hand please call 0844 736 9901 to speak to an advisor.
If you require a replacement card please call 0844 375 0739. Please note that replacement cards will not be issued after the expiry date or if the amount left to spend is less than £50.
Yes, your card will expire on the 31st December 2013, giving you plenty of chance to shop for Christmas.
On this date your card will become inactive and you will only pay back the amount that you have spent up to this date plus interest.
Yes, you receive some great discounts with your card.
Visit the www.mygoldcard.co.uk to view and download selected offers and also make sure you ask your Agent for an offer booklet to take full advantage of all the available deals.
Representative example:£200 loan repayable over 32 weeks 32 weekly payments of £10.00 Rate of interest 97.5% p.a. fixed;Representative 399.7%APR Total Amount Payable is £320
Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk
Copyright © Provident Financial Management Services Ltd 2011. Written quotations are available on request. Available to UK residents aged 18 and over. Applicants subject to acceptance. Greenwood Personal Credit Limited, Registered office: 1 Godwin Street, Bradford, BD1 2SU. Registered number 125150, England.