Example: Loan amount £200,
32 weekly repayments of £10,
total amount payable £320,
Typical 399.7% APR

About us

A reputation for solid, sensible credit; that puts people in control

Greenwood Personal Credit is part of the Provident Financial group of companies. Our customers' needs are serviced by 10,000 agents nationwide who deliver a friendly door-to-door service.

In fact, many agents were customers before working with Greenwood Personal Credit, so they know customers circumstances and can judge their ability to take on a loan and make the repayments.

  • 95% of customers are satisfied with Greenwood Personal Credit*
  • You can rely on our offer to be trustworthy and transparent
  • Agents receive commission based on how much they collect, not on how much they lend. So it's not in their interest to offer more than customers can afford to repay
  • There are no hidden charges for administration fees, introductory fees or penalty charges, which other lenders may charge you for separately
  • We lend responsibly. We only lend what we believe people can afford to pay
  • Customers always know what they owe. The amount owed under the credit agreement never goes up and every pound you repay reduces the total amount owed by a pound

As a member of the Consumer Credit Association, Greenwood Personal Credit submits to voluntary regulation through a code of practice, providing customers with the extra reassurance of knowing that this additional protection exists.

Interested in working for Greenwood? Click here to find out more

PROVIDENT FINANCIAL* Visit our corporate website to find out more about the Provident Financial group.


* Source: Customer research (commissioned by Greenwood Personal Credit), carried out by Quaestor RMS - an independent research company, September 2005.

Real Personal Finance Logo* Visit Real Personal Finance to apply for
a larger loan that is repayable by direct debit.

Don't just take our word for it, have a look at how our customers rate us.