Can I get a loan with a bad credit history?

Even if you have a bad credit history, loans from Greenwood may still be available to you. We focus on whether you are able to afford the repayments now - in your current circumstances - rather than concentrating on your past track record. So even if you have a bad credit history that includes County Court Judgements, if your financial situation is now more stable, we may be able to offer you a loan.

With a bad credit history (also known as an adverse credit history) loan companies may be less likely to accept your application. But we will not penalise you because you have a bad credit history. Loans from Greenwood carry no hidden extra charges or interest - even with adverse credit history, loan costs are made clear upfront, and you can expect to pay exactly the amount stated in your loan agreement.

If you have an adverse credit history, loans for small amounts up to £500 are available from Greenwood. You can apply here.

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