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How Home Credit Works

If you've not used home credit before, you may have some questions about how it all works. Here at Greenwood we have been providing our customers with loans for over a 100 years and here are just some of the reasons why we're one of the biggest home credit providers in the UK

Cash loans available from £50 - £500
You could have you money within days
You can still apply if you think you have bad credit
Our agents are all friendly, helpful local people
We have 1.8m happy customers

This is how it works:

1. Apply online

Apply online and tell us how much you need. You could get a decision in principle in minutes.

2. Meet your Agent

A friendly local agent will call at your home to discuss your application.

3. Receive your loan

If accepted, your local agent will arrange to deliver your cash

4. Repay your Loan

Your agent will visit you weekly to collect your repayments – it’s as simple as that.

Know your loan

Find out more

Representative example:
£200 loan repayable over 33 weeks
33 weekly payments of £10.00
Rate of interest 102.4% p.a. fixed;
Representative 433.4%APR
Total Amount Payable is £330

Apply now with our quick form

Apply Now

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Need help? 0800 068 7761

Most asked questions

Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk

Copyright © Provident Financial Management Services Ltd 2011. Written quotations are available on request. Available to UK residents aged 18 and over. Applicants subject to acceptance. Greenwood Personal Credit Limited, Registered office: 1 Godwin Street, Bradford, BD1 2SU. Registered number 125150, England.